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You are here because:

  • You want to find out more about wills and trusts
  • You want to find a trust and financial advisor near you
  • You have been referred to FRA Trust
  • You want a second opinion from our trusted Professionals


Since FRA Trust was first launched 30 years ago, we have grown to become a leading authority in all aspects of estate planning.

We regularly deliver high-profile seminars across the United States, where we share our expertise in maximizing the value of your hard-earned assets to benefit you in your lifetime, and your family thereafter.

Our successful partnerships with The Law Office and First National Bank in Sioux Falls allows us to provide estate planning as well as legal and financial services in one package.

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When you’re approaching retirement or have already retired, it’s wise to keep abreast of any changes that may affect the value of your estate. Our webinars provide you with the most current information applying to estate planning and offer solutions to the specific challenges you face in your golden years. If you are unable to join us at one of our national seminars, here you can receive all the information pertinent to your situation from the comfort of your home.


Without knowing what a trust is and how it works – from setting it up through to what happens after your death – it is difficult to know if it’s something you need. This report goes into more detail on the various types of trust you can create and how each one has its respective benefits.

With all estate planning, it’s never a case of ‘one size fits all’ which is why you need to know what’s available to you. As regulated fiduciaries with a 30-year track record, FRA Trusts is perfectly placed to provide you with the latest information on the frequent legislative changes that can affect your estate. When you see the wide variety of trust options available, you’ll understand why we always recommend seeking our help to set them up for you so that you’re sure to maximize the benefits available to you.

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Top 10 Things you must know
before considering a Will or Trust

Before you commit yourself to an estate planning strategy, we recommend you read our report on the most important things to be aware of. Mistakes in setting up wills and trusts can be extremely costly – sometimes devastating – and without furnishing yourself with the facts, you are not able to make an informed decision.

For example, did you know that if you leave a will, it enters the public domain when you die and can leave you exposed to challenge from predators as a result? We’re sure you would like to know how you can avoid huge tax costs for your family when you’re gone or how you can protect minors with an income for the rest of their lives.

Many people think a will is pretty much the same thing as a trust. This is an EXPENSIVE mistake to make – find out why!

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IS FRA Trust For You?

Learn the secrets to building wealth
and enjoying the life and retirement you deserve

Here’s to the Good Life

Here’s to the Good Life is more than just a book. It’s a complete financial-education program designed to help you understand how money really works, in today’s globally connected economy. Once empowered with the knowledge in this book, you will gain an understanding of new ways to take advantage of the greatest strategies, tools, and tactics for wealth creation. In short, it will teach you everything you need to know in order to get your finances on track, build wealth, and enjoy life – and you’ll have fun doing it!

About the Author

Joe RoosEvans is one of the top financial professionals in the country. He started in the financial services industry in 1982 and after several banner years he founded Financial Resources of America (FRA). Ranked among the Top Five Percent financial service agencies in the world today – a leading force in the industry since 1986 – FRA is one of a group of several successful companies founded by Joe RoosEvans – all of which continue to further his reputation for leadership and innovation nationwide.

Creating Legacies Since 1986
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Creating Legacies Since 1986
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our team

April 2017 marked our 30th Anniversary as a firm and we’re delighted to see how our team has grown over the years to number more than 30 specialist professional financial planners and attorneys. Our extended family continues to grow, joined by more clients every year, all of whom are seeking ways to maximize the benefits of their hard-earned money. We’re legally bound to put your interests above our own, so why don’t you find out more about the significant difference we can make to you and your family’s financial fortunes.